In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of Veterans and their families the
Either Way Youre Still Paying A Mortgage
Dated: November 5 2014
Views: 645
There are some people that have not purchased
a home because they are uncomfortable taking on the obligation of a mortgage.
Everyone should realize that, unless you are living with your parents rent
free, you are paying a mortgage - either your mortgage or your landlord’s. As
a paper from the Joint Center for Housing Studies at Harvard University explains:
“Households must consume housing whether they own or rent. Not
even accounting for more favorable tax treatment of owning, homeowners pay debt
service to pay down their own principal while households that rent pay down the
principal of a landlord plus a rate of return. That’s yet another reason owning
often does—as Americans intuit—end up making more financial sense than
renting.”
Also, if you purchase with a 30-year fixed rate mortgage, your
‘housing expense’ is locked in over the thirty years for the most part. If you
rent, the one guarantee you will have is that your rent will increase over that
same thirty year time period.
Kent Kiser
We are full time Realtors for over 27 years, we have successfully represented buyers, sellers and investors in the sale and purchase of thousands of properties. We believe our success can be attribute....
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